Privacy Policy

FACTS What does Hometown Bank do with your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? They types of personal information that we collect and share depend on the product or service you have with us. This can include:

  • Social Security Number and Date of Birth
  • Address of Residence and Government Issued Identification
  • Transaction History
  • Payment History
  • Credit History
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Hometown Bank chooses to share; and whether you can limit the sharing.

Reasons we can share your personal information
Does Hometown Bank Share?
Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes
No
For our marketing purposes- to offer our products and services to you.
Yes
We don’t share
For joint marketing with other financial companies.
No
We don’t share
For our affiliates’ everyday business purposes- information about your transactions and experiences.
No
We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness.
No
We don’t share
For our affiliates to market to you.
No
We don’t share
For non affiliates to market to you.
No
We don’t share

Questions? Call 330-673-9827 or go to www.htbnk.com

Who we are
Who is providing this notice? Hometown Bank
What we do
How does Hometown Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.We also maintain physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Hometown Bank collect my personal information? We collect personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your income information
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates everyday business purposes- information about your creditworthiness,
  • Affiliates from using you information to market to you,
  • Sharing for non affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Hometown Bank does not share with our affiliates.
Non affiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Hometown Bank does not share with our nonaffiliates so they can market to you
Joint Marketing A formal joint marketing agreement between non affiliated financial companies that together market financial products or services to you.

  • Hometown Bank doesn’t jointly market.

© 2012 moneto by DeviceFidelity, Inc.