Holiday and shopping season is almost here and with all the gifts and travel plans ahead, budgeting and saving is becoming a main focus on a lot of people’s minds. Let’s start by focusing on a simple switch that could save you hundreds of dollars.

According to a recent study from earlier this year by Bretton Wood, Inc, the average low-balance checking account consumer pays around $15-$37 a month for their account. That’s up to $444 they could be saving in just checking fees if they switched to a prepaid debit card such as moneto. That doesn’t even include the money they would also be saving by avoiding any charges for not maintaining a minimum balance or overdraft fees!

So what are you waiting for? Start saving today by saying “goodbye” to banking fees and “hello” to your new wallet.

Why choose moneto?

• No minimum balance to maintain
• No annual fees
• Low monthly fee of $2.95 (waived if $300 minimum spend is achieved each month)
• No overdraft fees
• No credit checks
• All legal U.S. residents 18 or older will qualify for an account
• Deposit using your smart phone, select retail locations, over the phone, online, or banks
• Accepted anywhere MasterCard is accepted