Your Money, Your Phone, Your Card.
The Prepaid Card
Unlike other prepaid cards moneto actually pays you to use the card! Say goodbye to high monthly fees, overdraft charges or late fees. Not only does moneto offer one of the lowest monthly fees, but for every month you use your card to spend $300 or more the low $2.95 fee is waved. Better yet, monto comes with thousands of national retailer offers for instant cash back on your card. Just shop and seconds after your purchase, your account is credited. Earn hundred in cash back every year! With moneto you’ll have access to your cash at ATMs worldwide. Plus, take advantage of exclusive moneto features such as direct deposit, online bill pay, card to card transfers, bank transfers as well as text and email alert messages.
The Mobile App
moneto is compatible with both iPhone and Android. The free app is easy-to-use, convenient, and jam packed with valuable features that make mobile payments possible; managing your money while on the go is simpler than ever before. Enjoy additional features such as real-time balance updates, integrated transaction history, cash back rewards, free card to card transfers, and a MasterCard® PayPass™ locator right from your phone.
Instant Cash Back Rewards
You’ve never seen a prepaid card do this. Automatically earn cash back just from making every day purchases! There is no need to sign up or enroll for this feature, when you sing up for moneto you’re purchases are automatically eligible for cash back. The moneto cash back rewards program instantly credits your account for every qualifying transaction. Simply shop at a participating retailer such as Target, Best Buy, iTunes, Home Depot, or Whole Foods, then minutes after you’ve paid we’ll credit your account for amounts like $10, $20 even $50! You could save hundreds of dollars just by using your moneto card! Check the moneto app for the weeks latest offers.
Card to Card Transfer
Use moneto’s “Money Move” online or on your phone to electronically move money from your card to another moneto cardholder free, all you need is their card number. The free service is instantaneous so the recipient will receive your transfer within seconds of initiating the transfer. Plus, you can also use this option to move money to any bank account in the world. The moneto’s “Money Move” feature is available on your phone through the moneto app and online at moneto.com.
Online Bill Pay
Who really has time to go to the post office, or really even has stamps these day? With moneto’s online bill payment program, Echo Pay, you can pay almost anyone in three easy steps. Add friends, family, or any company or small business to your account for easy payment. Use this option to pay your bills easily and effortlessly. To make a payment, simply enter the company name and how much you want to send. If the company does not accept electronic payment, with just a few keystrokes, you can send them a paper check. You can also use this feature to send checks to individuals such as friends or family members.
Real-Time Balance Updates
Forget about overdraft fees or losing track of how much you’ve spent, moneto’s real-time balance updates lets you know exactly how much you have 24/7! Get a real picture of your finances with every transaction.
Direct Deposit
Adding money to your moneto account couldn’t be easier. With free direct deposit you never worry about depositing your paycheck, government benefits, tax refunds or other recurring deposits again. Direct deposit all or part of a paycheck into your moneto account. It’s easy and enjoy the convenience of having direct access to your paycheck on payday!
Text and Email Alerts
Want to know the minute your paycheck is available? Or, if your funds are running low? Our free text and email alert messages make sure you get the most out of your moneto account with round-the-clock access to your account information.
Transaction History
It’s often easy to forget what you bought or spent on a few days ago, much less a few weeks ago. moneto helps you to keep track of your purchases and spendings by logging a transaction history in your moneto app’s dashboard area. No more digging around for receipts or wondering where your hard-earned money went!
Use Worldwide Where Debit MasterCard® is Accepted
With a MasterCard® prepaid debit card, you’ll enjoy the advantages of worldwide acceptance with the practicality of 24-hour banking. Plus, your purchases are covered by MasterCard’s limited liability coverage so you’re not liable for fraudulent charges. your Enjoy the freedom of the moneto MasterCard® prepaid debit card
Mobile Payments
Leave your wallet at home! With the moneto prepaid MasterCard you can upgrade your account to enable mobile payments on your iPhone or Android device. This feature enables your mobile phone for mobile payments using secure microSD technology so you can use your phone instead of your moneto prepaid card to make everyday in-store payments. Use your phone where MasterCard PayPass™ is accepted to pay for groceries, gas and clothing with a tap of your phone. It’s easy and convenient to pay with your phone, just launch the moneto app, hit “pay” and tap your phone against the payment terminal and you’re done. It’s that easy!
Locator
Wondering where to use your new mobile payment feature? The moneto app has a built-in locator to show nearby merchants who accept contactless payments through the MasterCard® PayPass™ or enter an address or postal code to search a particular area. You can also see a list of some participating businesses who accept NFC mobile wallet payments on the MasterCard® PayPass™ website.
Security You Can Trust
Just like a real prepaid card, you want to protect your mobile wallet to prevent theft. moneto users can prevent unauthorized access to their account with a user generated PIN that is safely stored in a secure chip inside the microSD. The NFC enabled microSD also securely stores and encrypts the card information so your account always stays with you and out of your phone. Additionally, the moneto account is backed by MasterCard’s® Zero Liability program, which protects consumers against fraudulent charges.
